Texas HB 2102

A new bill was signed into law and took effect as of September 1, 2019. The law requires all policyholders to pay their insurance deductibles. It also criminalizes any attempts by the contractors to waive, rebate, offset, or pay for the insurance deductible.

See SECTION 2. Business & Commerce Code is amended to read as follows: Section 27.02. “Goods or Services Paid for by Insurance Proceeds: Payment of Deductible Required”

"Texas law requires a person insured under a property insurance policy to pay any deductible applicable to a claim made under the policy. It is a violation of Texas law for a seller of goods or services who reasonably expects to be paid wholly or partly from the proceeds of a property insurance claim to knowingly allow the insured person to fail to pay, or assist the insured person's failure to pay, the applicable insurance deductible."